We are considered to be an out-of-network provider. What this means is that you will pay for sessions and then seek potential reimbursement from your insurance. With self-pay, we are proud to offer active military, military veterans, currently active police, first responders, fire and emergency medical personnel and currently active teachers a 20% discount on our fees. Cope Well Counseling Associates accepts cash, checks, credit cards and debit cards. We do not keep any credit card information on file. There is a $50 service fee for each returned check. Please note that we are not Medicaid/Medicare providers.